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Yesterday we experienced in central Virginia what, in my lifetime I have only experienced twice, an honest to goodness earthquake. Cool! I was in the third story of my townhouse in Charlottesville 30 miles from the epicenter. It came on strongly, gradually strengthened over a span of 20 seconds and then gradually subsided. Within 10 seconds I was hugging a door jam. Everything was a-rattling, moving, making a very distinguished racket. Though calm, I was excited and concerned that the entertainment could become not so fun if Mother Nature should suddenly experience a pang. Immediately afterwards I tried to call family but Sprint lines were down and stayed intermittently out of commission for some hours. No one was injured. I guessed that we had had a 5.6 quake. Within 10 minutes or so I went to to see what that the magnitude was 5.8.

If you were in the effected zone and experienced  personal property damage, contact your insurance agent to see if you have coverage for such an event. If not, then you might consider adding a Fine Arts Rider which would cover paintings that might fall off the wall, bronzes that could topple over, and all of your ceramics that will clatter to the floor if the severity of the quake is great enough. If you do decide to add coverage, then your insurance company will require an impartial appraisal. That’s where I come in. I travel to engagements across the world. Do you live in a disaster zone? I do, apparently: earthquakes, hurricanes, tornadoes, forest fires.